Folding Mobility Scooter – Do you need scooter insurance?

So you’ve finally bought your brand new Luggie Folding Mobility Scooter, and you want to make sure that you take care of it the best that you can! So why not look into getting mobility scooter and power chair insurance?

Folding Mobility Scooter

We want to make it clear that mobility scooter insurance is not actually a legal requirement; like it is with other moving vehicles. So if you are currently enjoying your Luggie Folding Scooter without any then don’t worry! It’s more for your peace of mind. And it is there to protect you and your scooter in case anything happens that is out of your control.

Mobility Scooter Insurance

Before you do buy a separate insurance policy for your Luggie Folding Mobility Scooter; it can be worth taking the time to check to see whether you can get it covered under your home and contents insurance (if you have it) for just a small extra charge.

There are different types of cover with scooter insurance, just like there is with standard vehicle insurance.

Third party insurance policies will cover you for any damage, which includes negligence claims that may arise from your driving either on or off the pavement. However, it is also worth looking into insurance your folding mobility scooter against any accidental damage or theft. Some insurance policies can also include breakdown cover for your scooter, for added peace of mind. But, it is worth noting that you might not be covered for unlimited call outs. Again this is similar to car breakdown covers. Most covers will only cover you for a standard amount of call outs which tend to be three to four times in your policy period.

The main thing to grasp from this blog post, is that scooter insurance isn’t a legal requirement. However we would class it as vital to protect you and your scooter from events that could be out of your control!

Interested in receiving more information on our folding scooters, or help or advice on insuring a Luggie then contact our team!