Folding Mobility Scooter – Insurance & Warranties

Folding Mobility Scooter

It is a common misconception that just because a mobility scooter isn’t a car, it doesn’t need insuring. This is incorrect. Of course, a mobility scooter isn’t going to be anywhere near as expensive to insure as said car. However, just like other vehicles on the road, folding mobility scooters have the potential to be involved in a crash or cause unintentional damage to another vehicle’s paintwork. That’s why, here at Luggie, we offer a comprehensive cover service through insurance company First Senior.

Also, just like other road users, Luggie drivers need to be aware that from time to time, things can go wrong with their vehicle. First Senior offer a warranty and breakdown service should such unfortunate circumstances arise.

Similarly to driving a car, it is against the law to drink and drive your folding mobility scooter!

There have been a few stories and reports in the media about people jumping on their mobility scooter after a few drinks and getting penalised for their actions. Just last year, a man was breathalysed, arrested and charged with drink driving after trying to get through a drive thru at a fast food restaurant. A mobility scooter is classed as a ‘carriage’ and the law dates back to the Victorian era having never been amended or changed.


A Luggie folding mobility scooter comes with a 2 year warranty. However, this can be extended to 5 years at the customer’s discretion. The advantages of our insurance include:

Third party cover (covering accidents and damage to other vehicles)

World Wide Cover (45 travel days a year)


Accidental damage

Luggie Mobility, along with First Senior Insurance, wants to make the whole experience a pain free and enjoyable one. That’s why we hope our services can take the stress out of those necessary evils. This then leaves you to get on with the really important stuff!